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Zakat on shares, mutual funds and crypto
Investments you can sell are zakatable. The simple, widely used method is 2.5% of today's market value.
The simple method
Enter today's market value of your holdings — what your broker or fund app shows — and include it in your total. This works for traders and long-term investors alike.
Some scholars allow long-term investors to pay only on the company's own zakatable assets — a more complex calculation. If you follow that view, adjust the figure you use.
Crypto
Crypto held as an investment is treated like a tradable asset: use today's market value in rupees.
| Mutual funds ₹3,20,000 + shares ₹80,000 | ₹4,00,000 |
| Zakat at 2.5% (if total wealth ≥ ₹1,22,411) | ₹10,000 |
More guides
How to calculate zakat, step by step · Zakat on gold and gold jewellery · Zakat on silver · Zakat on savings, FDs and RDs · Zakat on PPF, EPF and provident funds · Zakat on property and land · Zakat for shop owners and businesses
Zakatify walks you through it one question at a time — gold by karat, savings, investments, debts — with today's rates for your city. Free, private, made for India.
Calculate my zakat — freeCommon questions
Do I pay zakat on SIPs every year?
Yes — on the value of all units you hold on your zakat date.