Zakat on gold and gold jewellery

Gold — coins, bars and (in the Hanafi view followed by most Muslims in India) the jewellery you wear — is zakatable at 2.5% of its value on your zakat date.

Today's gold rates

24k (pure) per gram	₹13,887
22k per gram (most jewellery)	₹12,730
18k per gram (studded, lightweight)	₹10,415
Gold nisab (87.48 g of 24k)	₹12,14,835

Rates used: 24k gold ₹13,887/g, silver ₹199.90/g (India, median across cities), as of 2 November 2026.

How to calculate it

Weigh the gold (check bills or ask your jeweller) and note its karat from the hallmark.
Value it: grams × today's rate for that karat. 22k gold counts at 22/24 of the 24k rate.
Add it to your other zakatable wealth — nisab applies to the total, not to the gold alone.
If the total is above nisab, pay 2.5%.

10 g of 22k jewellery = ₹1,27,298	zakat ₹3,182
25 g of 22k jewellery = ₹3,18,244	zakat ₹7,956
50 g of 22k jewellery = ₹6,36,488	zakat ₹15,912
100 g of 22k jewellery = ₹12,72,975	zakat ₹31,824

Is jewellery that's worn every day zakatable?

Scholars differ, and the choice is yours:

A woman came to the Prophet ﷺ with her daughter, who was wearing two heavy gold bangles. He asked, “Do you pay zakat on this?” She said no. He said, “Would it please you if Allah were to make you wear two bangles of fire on the Day of Judgement?” She then took them off.Sunan Abi Dawud 1563, narrated by 'Amr ibn Shu'ayb (graded hasan by al-Albani)

Hanafi view (followed by most Muslims in India): all gold and silver is zakatable, including jewellery your family wears regularly. This hadith is one of the texts cited in support.

Shafi'i, Maliki and Hanbali view: jewellery in regular personal use is exempt; only stored or investment gold is counted.

Diamonds and gemstones aren't zakatable — count only the gold weight.

More guides

How to calculate zakat, step by step · Zakat on silver · Zakat on savings, FDs and RDs · Zakat on shares, mutual funds and crypto · Zakat on PPF, EPF and provident funds · Zakat on property and land · Zakat for shop owners and businesses

Work out your exact zakat in 2 minutes

Zakatify walks you through it one question at a time — gold by karat, savings, investments, debts — with today's rates for your city. Free, private, made for India.

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Common questions

How much zakat is due on 10 grams of gold?

At today's rate, 10 g of 22k gold is worth ₹1,27,298, so zakat on it is ₹3,182 — provided your total zakatable wealth is above nisab.

Do I pay zakat on the making charges?

No. Value gold at today's gold rate for its karat, not at the price you paid including making charges.

Is zakat due on gold below 87.48 grams?

Nisab is checked on your total wealth. If your gold plus cash, savings and other assets together exceed nisab (₹1,22,411 on the silver standard), zakat is due on the gold too.